Get landlord insurance to protect your investment

Fast, affordable coverage for fire, windstorms, water, vandalism, and more to make sure you're protected.
    Powered by

    What can landlord insurance cover?

    Fire

    Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.

    Water Damage

    Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.

    Windstorm, Hail, and Lightning

    Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.

    Lawsuits

    Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.

    Vandalism and Theft

    Malicious mischief coverage, as it's known, covers repairs to broken glass, grafiti removal, and replacement of stolen or damaged property like shared washing machines.

    Bonus coverages

    Many policies also include coverage for long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.

    Exclusions

    Because floods and earthquake insurance have special characteristics (a whole city could be destroyed by one disaster), coverage for those perils are sold as a seperate insurance policy. The full list of exclusions is included in your policy.