Get landlord insurance to protect your investment
Fast, affordable coverage for fire, windstorms, water, vandalism, and more to make sure you're
What can landlord insurance cover?
Because of modern safety codes, fires have become rarer, but the fires that do
start tend to cause total destruction of the property.
Broken pipes and appliance leaks are the most common and overall the most expensive property
for rental properties.
Windstorm, Hail, and Lightning
Roof damage from storms has become increasingly common as the intensity and frequency of
storms have increased over the last two decades.
Liability protection covers the cost of defending you and settling claims from tenants
and their guests for injuries sustained on your property.
Vandalism and Theft
Malicious mischief coverage, as it's known, covers repairs to broken glass, grafiti removal,
and replacement of stolen or damaged property like shared washing machines.
Many policies also include coverage for long list of other perils such as riots or civil
explosions, volcanic eruptions, and damage caused by vehicles.
Because floods and earthquake insurance have special characteristics (a whole city could be
destroyed by one disaster), coverage for those perils are sold as a seperate insurance policy.
The full list of exclusions is included in your policy.